Community Bank, N.A. values your business and provides the following agreements and disclosures for reference. If you have any questions about your account terms and conditions, please contact your local office or our customer service center at 1-866-764-8638. There are also internal procedures within the Community Bank`s online banking system that include a system for filtering routers and firewalls. Filtering routers check the source and destination of each transaction, while firewalls protect the bank`s customer service network from external sources. These two systems then protect the bank`s internal accounts from illegal external access while keeping the structure of the bank`s internal networks invisible to external observers. Community Bank continuously evaluates its security systems to ensure that the bank provides the latest and most secure levels of privacy and security that are appropriate for our banking customers. We are aware that users may have other disability-related needs that we cannot support online. If you have difficulty using our website or other digital products, have any questions or would like to provide feedback, please contact our Accessibility Coordinator at accessibility@communitybank.net. You can view an agreement or disclosure by clicking on a link below. Your use of the Services is subject to certain agreements relating to those Services and related supplements (collectively, the ”Service Agreements”). In the event of any conflict between these Terms of Use and the Service Agreements, such agreements shall prevail. We understand that you expect us to take appropriate security precautions to protect any confidential information you provide to us.

The privacy of your information is protected not only by state and federal laws, but also by our commitment to protecting your financial information. We have established policies and procedures to prevent misuse of this information. This statement has been created to explain to you what types of information we collect, how we use that information, and under what circumstances we may share some or all of the information. Under no circumstances will we share personal data from deposit or loan accounts with third parties for the purposes of independent telemarketing or direct marketing of these companies` non-financial products or services. We disclose information that is permitted or required by various federal and state laws, as required to complete your transaction and as directed by you. Our strict guidelines for protecting your data also apply to current (active) and inactive (closed), lending and deposit accounts. Community Bank strives to understand the individual needs of each client. This helps us provide the products and services that help them achieve their financial goals more efficiently. We want to make sure that all our customers can bank independently and easily.

Collecting, storing and sharing customer information is an important part of providing useful banking products and services to consumers. In order to serve you as a consumer in an efficient and convenient way, we need to use modern technologies and customer information. But we know that you are concerned about privacy and our use of the information you provide to us. We are committed to an ongoing review of our procedures and policies in the interest of protecting your privacy. Community Bank reserves the right to modify or terminate all or part of the Services and the Site at any time, or to terminate or suspend your access to the Services and the Site, in whole or in part. To simplify your online experience with us, we may place a cookie on your PC when you visit our website. You can rest assured that we do not use cookies to record information that allows anyone to contact you by phone, email or post. This website and all services provided by Community Bank in connection with this website (the ”Services”) are expressly made available to you in accordance with these Terms of Use, which govern your use of this website. The ”Services” for the purposes of these Terms of Use include financial services to consumers and businesses offered to you directly by Community Bank, as well as additional services provided to you by independent third parties accessible via links or other navigations from the Site. Community Bank recognizes the importance of privacy, security and accessibility for our customers and other users of our website. We are committed to protecting your privacy and providing the necessary security and accessibility as described in this Statement. If you are registered for Community Bank online banking: ”Community Bank” includes Community Bancshares of Mississippi, Inc.

and its subsidiaries. We will continually work to improve the accessibility standards of our website. We always recommend that our visitors use the latest version of their web browser and assistive technologies when accessing our website. Community Bank reserves the right to modify these Terms of Use at any time and without notice. The most current version of the Terms of Use is available to you at any time by clicking on the ”Terms of Use” link at the bottom of each website. If at any time you find the Terms of Use unacceptable, you may stop using the Services. By accessing the Site or any of its pages or links after the date of any modification to these Terms of Use, you agree to be bound by the rules contained in the latest version of these Terms of Use. Our ongoing efforts to meet the Level One and Level Two requirements, as outlined in the World Wide Web Consortium Recommendations for Web Content Accessibility, will continue to be the focus of attention. The website is therefore compliant with the Americans with Disabilities Act, as it is navigable and visible to non-graphic plain text browsers.

Our goal is to further improve the accessibility features of our websites with monthly monitoring procedures. On the public pages of our website, the Community Bank uses Google Analytics to record anonymous user behaviour, evaluate website usage and improve the online experience. Community Bank reserves the right to terminate or modify all or part of the Web Offerings without notice. Unless expressly stated otherwise, transmissions to and from this website or otherwise addressed to the Community Bank, including emails, are not sent securely and may be intercepted by third parties and ultimately cannot be received by the appropriate representatives of the Community Bank. Please do not use emails to send us communications that contain confidential information, or send us information by email that we need in writing or in connection with matters requiring immediate attention. In such circumstances, please call us instead of an email at one of the numbers listed on this website. Any transmission to this website, including emails, will be considered and will remain the property of the community bank. .